Abstract

Workers' remittances as a relatively stable external flow compared with other external flows, have formed a growing phenomenon over the last decades, Most recent studies and researches have shown That remittances can be caused by economical ,social and financial effects of the indicators receiving countries, Notwithstanding the importance of remittances, they still suffer from some negligence and failure to invest efficiently because of: high transmission cost and loss of part of its value, which reduce the momentum accompanied, Researches have reached many recommendations, Perhaps the most important of which is that the rises of remittance as important as diversification where the sustainability of these amounts with will not be final, the most important is to find private channels and low cost for transit and then redirecting the remittances